Kansas Schools With Guns Will Lose Insurance Coverage
A new Kansas law allowing gun owners to carry weapons in public
buildings, including schools, has thrust a major Des Moines-based
insurer into the national gun control debate.
The EMC
Insurance Cos. insures 85 percent to 90 percent of all Kansas school
districts and has refused to renew coverage for schools that permit
teachers and custodians to carry concealed firearms on their campuses
under the new law, which took effect July 1. It's not a political
decision, but a financial one based on the riskier climate it estimates
would be created, the insurer said.
"We've been writing
school business for almost 40 years, and one of the underwriting
guidelines we follow for schools is that any on-site armed security
should be provided by uniformed, qualified law enforcement officers,"
said Mick Lovell, EMC's vice president for business development. "Our
guidelines have not recently changed."
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